Insurance Review from Liberty Mutual: auto, home, life and commercial

Free Resources: home insurance cost

• Am I required to get rental car insurance if I do not have my own auto insurance?
  I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I would not have any other auto insurance otherwise? If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver... (home insurance cost)
• What exactly is life insurance and how does life insurance work?
  What exactly is life insurance and how does life insurance work? I do not understand, will not you be dead or something so what does it do for you? What happens if it doesn't get cashed in, what does that mean? Sorry I do not understand, please explain. What exactly is life insurance and how does life... (home insurance cost)
• How can I buy home insurance if I use one room for my business?
  Hello there! I am a freelance web publisher so basically I work from home using my laptop. My husband and I just bought our first home. The other day I was shopping around for home insurance when an agent told me if I run my home business many carriers will mark me as "not eligible" for home... (home insurance cost)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (home insurance cost)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (home insurance cost)
• What type of life insurance do you have and why you have it?
  I used to own whole life insurance until I learned the hard way about the truth behind it. A life agent said cash value was a great way to build savings for retirement and that I can use it anytime. That sounded pretty great and so me and my husband bought it. About 28 years later, he... (home insurance cost)
• Life Insurance?
  My husband, 32 and I, 30 are looking into life insurance. Can anyone tell me which company or websites I can use to get information. There are so many out there. would not know where to start. Who do you personally use? Is there a medical exam involved? What type of premiums are you paying? Is it... (home insurance cost)
• What is the difference between acci death life insurance and regular life insurance?
  What is the difference between acci death insurance and regular life insurance? Which is a better buy? Would not all deaths excluding illnesses be accident? If you only buy life insurance and do not include acci death insurance then what is usually excluded? Thanks! I know its different for every insurance company, I am just wondering what... (home insurance cost)
• What life insurance is best for a husband and wife who are newly pregnant?
  My sister and her husband just found out they're pregnant, and now her husband is researching life insurance. Which is best for a new family? They make average income for a couple. I meant more along the lines of which is best, Universal Life, Term Life, Whole Life, etc. ? They do have an insurance company already.... (home insurance cost)
• Auto Insurance?
  I recently bought a car and I have no idea what auto insurance is good and has great deals. Can anyone help me? Keep in mind I am on a budget. Does anyone know what is a good company for me? I recently bought a car and I have no idea what auto insurance is good and... (home insurance cost)
• Life insurance?
  I need to get life insurance but I have heard that you do not get the policy on yourself but that your spouse is supposed to get one for you. What is the difference? I need to get life insurance but I have heard that you do not get the policy on yourself but that your spouse... (home insurance cost)
• How do I help families not see life insurance as a bill but rather protection for their family?
  I am on a crusade to help families become properly protected create an immediate estate in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank... (home insurance cost)
• What type of life insurance policy does the military offer?
  I am talking about the Army, in particular. Is it term life insurance, or permanent life insurance? As of right now, my husband's job doesn't put him on the front lines. I already know how much life insurance the policy is for. I am just trying to figure if I should get life insurance and for how... (home insurance cost)
• How much auto insurance do I need if I own a home and some other ests?
  My auto insurance company told me that if I am in an accident and I do not have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need... (home insurance cost)
• What exact is whole life insurance, and how do life insurance companies profit from selling it?
  Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup... (home insurance cost)
• Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?
  I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have... (home insurance cost)
• Insurance rate?
  Hi, in the summer i will be driving soon. Can anybody tell me how much I would have to pay to be insured for 6 months by Farmers? I am 17, and I am not eligible for the Good Student discount. I heard that my insurance rate would be cheaper if my parents add me to their... (home insurance cost)
• Car insurance?
  How much is car insurance? im 15 and im planning on getting a car when i can drive. or my parents are going to buy me a car, and i want a scion tc. it has 2 doors and my parents said the insurance would be expensiver. So how much is a 2 door insurance? because i... (home insurance cost)
• Can a life insurance company cancel a policy within the first two years of inception if suicide is suspected?
  My friend has a term life insurance policy that is less than 2 years old. She entered the hospital recently for a newly diagnosed bipolar disorder and had admitted to thoughts of suicide. Within 2 months of her stay and diagnosis, her term life insurance policy was canceled by the insurance company for reasons of risk. Can... (home insurance cost)
• Who pays for the home insurance when you let your house?
  I ask this question on behalf of my friend, who lives in Malaysia. He wants to know what the law in England will be in this case. My friend is gonna let his house to another, so that he can have some income. A question arises: They need to buy a home insurance in case there is... (home insurance cost)
• How can my husband open a life insurance policy?
  We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or... (home insurance cost)